Maintain now, pay later
Tackle bigger maintenance jobs today—pay them off over time. Property Tab gives you a simple, stress-free way to manage unexpected costs. No hidden fees. Just one clear monthly repayment.

We’ve teamed up with the experts at Property Credit to bring you Property Tab—a flexible finance option designed specifically for landlords. Cover big maintenance bills without draining your cashflow.
Once you’re approved, your Property Tab is ready to use whenever maintenance bills pop up. You’ll only pay fees when you add a job to your Tab.
Choose the repayment plan that suits you—weekly, fortnightly, or monthly. You’ll only pay a fixed monthly rate until your balance is cleared. No surprises, no extra charges.
Apply online in under 5 minutes. Once set up, Tapi’s platform makes it easy to add maintenance invoices to your Tab and set up repayments with just a few clicks.
Get approved
Apply online in minutes and once approved your loan will be funded, and you’ll have instant access to your Property Tab.
Pick your repayment plan
Decide how and when you’d like to repay—weekly, fortnightly or monthly.
Pay it off over time
Make regular repayments until your balance is cleared. Easy.
Add future maintenance invoices to your Tab
When approving an invoice through Tapi with your Property Manager, simply select Property Tab as your payment method. If you have remaining credit, there’s no need to go through the application steps again.
Property Tab is powered by Property Credit, a registered New Zealand and Australian registered financial service provider offering simple pay-later services to Real Estate Professionals and Property owners for all things property related.
Once you’re approved, you’ll only pay when your loan is funded. No hidden fees, or early repayment penalties.
You can use this calculator to estimate your costs.
How do I get started?
You’ll need to have your rental managed by a property agency that uses Tapi. Once your agency enables Property Tab, you’ll see the option when paying for an maintenance invoice directly.
Who is eligible?
To qualify, you must be:
- 18 or older.
- A permanent resident of NZ or AUS.
- The owner of a rental property managed through Tapi.
How much does it cost?
Simple monthly fee of 1.95% per month, plus a one-time admin fee for each loan. No hidden fees.
Can I choose how I repay each job?
Yes! Choose weekly, fortnightly, or monthly payments—whatever suits your budget. You can tailor this for each invoice. You can also pay it off early with no penalties.
When do repayments start?
Only once your Property Tab has been funded and payment has been made to your agency to cover the maintenance bill. Before that, no repayments or fees apply.
Will applying affect my credit score?
Nope! There are no credit checks—so your credit score stays untouched.